Terms and conditions
By using our website you accept these terms and legal disclaimer
There are other terms that may apply to you
We may make changes to these terms
We amend these terms from time to time. Every time you wish to use our website, please check these terms to ensure you understand the terms that apply at that time.
We may make changes to our website
We may update and change our website from time to time to reflect changes to our products, our users’ needs and our business priorities.
We may suspend or withdraw our website
Our website is made available free of charge. We do not guarantee that our website, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our website for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.
If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.
If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at firstname.lastname@example.org
We do not guarantee that our website will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes and platform to access our website. You should use your own virus protection software.
You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990 and other similar regulations in other jurisdictions. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.
This website contains data and related information and materials (such information and materials currently and previously on the website referred to as " Data”). The Data is for your personal and informational purposes only, and the user of the information contained in the Data assumes the entire risk of any use made of the Data. You understand and agree that the Data is provided «as is» and Acies Management Holdings Limited and/or any of its authorised Appointed Representatives do not warrant the accuracy, completeness, non-infringement, originality, timeliness or any other characteristic of the Data. The Data available on the website reflects the situation with respect to such data as of the date noted in the report. The Data is based on information that is publicly available and you acknowledge that such information is subject to change resulting in the Data being subject to continuous modification. The Data is not an offer or recommendation to buy or sell or a solicitation of an offer of insurance or to buy or sell any security or instrument or to participate in any particular insurance or trading strategy or be construed as to be a representation or warranty of Acies Management Holdings Limited and/or any of its authorised Appointed Representatives (whether express or implied) regarding the advisability or appropriateness to purchase insurance or invest in any security or instrument. Further, none of the Data is intended to constitute insurance or investment advice or a recommendation to make (or refrain from making) any kind of insurance or investment decision and may not be relied on as such. Reproduction, redistribution or any other form of copying or transmission of the Data without Acies Management Holdings Limited and/or any of its authorised Appointed Representative’s prior written consent is strictly prohibited. Without limiting the generality of the foregoing, the Data and other Acies Management Holdings Limited and/or any of its authorised Appointed Representative’s intellectual property you access via the website may not be used as a basis for any insurance or financial instruments or products (including, without limitation, passively managed funds and index-linked derivative securities), or used to verify or correct data in any other compilation of data, or used to create any other data (custom or otherwise), without Acies Management Holdings Limited and/or any of its authorised Appointed Representative’s prior written permission.
In no event shall any of Acies Management Holdings Limited and/or any of its authorised Appointed Representatives, its affiliates, any of its or their direct or indirect information providers nor any other third party involved in, or related to, compiling, computing or creating any of the website data (collectively, the “Acies Management Holdings Parties”) have any liability to any person or entity for any damages, whether direct, indirect, special, incidental, punitive, consequential (including, without limitation, loss of use, lost profits or revenues or any other economic loss) arising in any manner out of your use or inability to use any of the Data contained on this website, even if such party might have anticipated, or was advised or notified of, the possibility of such damages.
Access to information on this website may be restricted by laws and regulations applicable to the user. Use may be prohibited by reason of the user’s nationality, residence or otherwise. Persons in respect of whom such prohibitions apply must not access this website.
You agree to indemnify, defend and hold harmless the Acies Management Holdings Parties from and against any claims, losses, damages, liabilities, costs and expenses, including, without limitation, reasonable attorneys’ and experts, fees and costs, as incurred, arising in any manner out of your use of, or inability to use, any Data contained on the website.
You acknowledge that (i) website data and all components thereof constitute copyrighted, database righted, trade secret and/or proprietary information of substantial value to Acies Management Holdings Limited and/or any of its authorised Appointed Representatives, (ii) that you receive no proprietary rights whatsoever in or to the website data, and (iii) that title and ownership rights in and to the website data and all the rights therein and legal protections with respect thereto remain exclusively with Acies Management Holdings Limited and/or any of its authorised Appointed Representatives. You shall not, and shall not assist any third party to, assert any rights in the website data or any component thereof or challenge Acies Management Holdings Limited and/or any of its authorised Appointed Representative’s rights therein.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of content on our website must always be acknowledged.
You must not use any part of the content on our website for commercial purposes without obtaining a license to do so from us or our licensors.